Part of The Fund's mission is to educate our Members and those they represent. We've put together several informational flyers, including "10 Tips to Avoid Cyber Crime Losses." In this digital age, it's paramount to understand how to protect yourself from theives on the World Wide Web. Did you know that keeping track...
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If a home is a permanent residence, the owner may be eligible to receive an exemption that reduces a portion of the property’s taxable value. If the home is worth at least $75,000, the exemption would decrease the property’s taxable value by $50,000. This handout features important information on the 2019 Florida Homestead Exemption,...
Are you aware that in 2017 the FBI reported that nearly $1 billion was diverted or attempted to be diverted from real estate purchase transactions and wired to fraudulent accounts? Wire fraud can end up costing you and your clients thousands. Protect yourself with the information on The Fund's "Beware: Wire Fraud" flyer. This...
From contract to keys, what are the steps you and your client need to take to close on a house? For those without much experience in the real estate industry, the processes can be overwhelming. The Fund wants to help ease the frustration with informational handouts like this "Closing Process" flyer. The easy-to-follow flowchart...
The closing process can be overwhelming for your clients. This straight-forward flyer from The Fund will clear up what consumers need to know about the closing process and be a good point of reference in the future.
Florida has the highest percentage of foreign investments in real estate within the U.S. Buyers of a U.S. real property interest owned by a foreign person need to understand the Foreign Investment in Real Property Tax Act (FIRPTA) requirements at the start of the transaction to prevent issues or delays at closing. This helpful handout explains...
Florida has the highest percentage of foreign investments in real estate within the U.S. Real estate professionals need to advise a foreign person selling a U.S. real property to address the Foreign Investment in Real Property Tax Act (FIRPTA) requirements with their tax professional at the start of the selling process to prevent issues or...
A foreign person who owns and sells a U.S. real property is subject to the Foreign Investment in Real Property Tax Act (FIRPTA) requirements. This helpful handout graphically outlines the selling process and begins by assuming the seller is a foreign person. By answering yes or no to four key questions, the flowchart shows next steps...
Do your clients know what happens when they put an offer on their house? Are they aware that an offer is just the first step of a longer process? If you're worried they might be blind-sided or unprepared, The Fund's "Home Buying Process" flyer is a great place to start their education. This handout details what happens when and...
For most people, a home is the largest investment they will ever make - they've gotten the money together, worked with banks on a mortgage, investigated the neighborhood and had an inspector scour the place. The last thing anyone wants is trouble at the end that could put the transaction in jeopardy. In two pages, The Fund's "How to...
Ever wonder how one person or family accumulates so much stuff? Where does it all go? How can you get it all together in time? The Fund put together this handy "Moving Tips" flyer to help your clients keep track of their possessions and manage their time before moving. Not everyone thinks to start packing up their life eight weeks out,...
The Consumer Financial Protection Bureau set down a final ruling that states a creditor must deliver the Closing Disclosure to the customer at least three business days prior to the transaction's end date. To help keep our Members and those they represent on track, The Fund put together this "Three Day Closing Rule" flyer that...
Many homeowners may think Title Insurance isn't important, but they don't understand the potential losses they could suffer if problems arise regarding the rights to ownership of their property. Title Insurance covers everything from improperly executed documents to unpaid liens to various kinds of fraud. Because The Fund is dedicated to...
The Fund understands how confusing the different elements of real estate can be, especially for those purchasing a home who are all wrapped up in the excitement; that's why we've made it part of our mission to educate the communities represented by our Members. The Fund put together information flyers like this "Title Insurance vs...
A home is the largest investment most people will make in their lives, so they'll need and want some guidance of how to protect it from past and future events. The Fund put together this informational handout detailing the top 10 reasons a consumer should work with an Old Republic Title Authorized Agent, including the extensive experience...
In 2015, the Consumer Financial Protection Bureau (CFPB) issued a new rule that combines mortgage disclosures previously established by the Truth-in-Lending Act (TILA) and the Real Estate Settlement Procedures Act (RESPA) into a single rule known as the TILA-RESPA Integrated Disclosures (TRID) Rule. There are several key changes that took...
In 2015, the Consumer Financial Protection Bureau (CFPB) issued a new rule that combines mortgage disclosures previously established by the Truth-in-Lending Act (TILA) and the Real Estate Settlement Procedures Act (RESPA) into a single rule known as the TILA-RESPA Integrated Disclosures (TRID) Rule. It's important that sellers remain up...
Though many people own homes, few really understand what Title Insurance is or what it does for them. The Fund put together this handout "What is Title Insurance?" for easily accessible information that can be handed out to clients and used to educated present and future homeowners. The flyer goes over the basic foundations of Title...
With a fun “better safe than sorry” image, this simple handout reminds buyers to protect the biggest investment they may ever make and that doing so is a good idea.